Assistant Manager – Credit Administration

Job Title: Assistant Manager – Credit Administration

Department: Operation

Job Overview

The Assistant Manager – Credit Administration is responsible for managing day‑to‑day operations of the Credit Administration Department. The role ensures timely processing of financing transactions, accurate documentation, collateral monitoring, reconciliations, and compliance with SBP regulations, Shariah guidelines, and internal policies.

Key Responsibilities

• Prepare financing and security documents, process financing transactions, and prepare DACs within prescribed TAT.
• Maintain financing documentation, collateral records, security perfection, SECP charge registrations, and related records.
• Conduct stock inspections, collateral visits, and monitor post‑disbursement requirements including Takaful, valuations, and documentation exceptions.
• Coordinate with Business, Risk, Legal, valuators, and other stakeholders to facilitate financing documentation and operational activities.
• Prepare reconciliations, MIS, eCIB, regulatory, management, and audit reports.
• Maintain control and reconciliation of stamp paper/e‑Stamp inventory and Credit Administration records.
• Ensure compliance with approved policies, SOPs, SBP Prudential Regulations, Shariah guidelines, and SLAs.
• Provide departmental support and perform any other duties assigned by the Line Manager.

Experience & Qualification Required

• Minimum 3 years of relevant experience in Credit Administration, CAD operations, or banking operations.
• Strong understanding of SBP Prudential Regulations and CAD processes.
• Bachelor’s/Master’s degree in Business Administration, Banking & Finance, Commerce, Economics, or related discipline.

Skills & Competencies

• Financing Operations
• Security Perfection
• eCIB Reporting
• SECP Registration
• CAD Operations & SBP Prudential Regulation

Raqami is committed to building a diverse, equitable, and inclusive workplace. We welcome applications from qualified candidates of all backgrounds and are dedicated to providing equal employment opportunities for all.