Regional Credit Executive (AVP/VP) - Risk Management

Our client National Bank of Pakistan (NBP) is looking for a Regional Credit Executive (AVP/VP) - Risk Management in Multan

The Nations Bank, National Bank of Pakistan aims to support the financial well-being of the Nation along with enabling sustainable growth and inclusive development through its wide local and international network of branches. Being one of the leading and largest banks of Pakistan, National Bank of Pakistan is contributing significantly towards socioeconomic growth in the country with an objective to transform the institution into a future-fit, agile and sustainable Bank.

In line with our strategy, the Bank is looking for talented, dedicated and experienced professional(s) for the following position in the area of Risk Management.

The individuals who fulfill the below basic-eligibility criteria may apply for the following position:

Position / Job Title:

Regional Executive - Credit (AVP / VP)

Reporting to:

Credit Hub Head - Credit Risk Management Division

Educational /Professional Qualification:

• Minimum Graduation or equivalent from a local or international university / college / institute recognized by the HEC of Pakistan
• Candidates having Masters degree and / or any other relevant certification(s) will be preferred

Experience:

• Minimum 06 years of Banking experience, out of which at least 04 years in Commercial and / or SME, either in the business and / or risk management in a commercial bank.

Other Skills / Expertise / Knowledge Required:

• Leadership & people management
• Credit risk assessment skills for SME / Commercial
• Exposure to agricultural lending will be an advantage
• Knowledge of SBPs Prudential Regulations
• Understanding of different types of collaterals
• Proficient in the use of MS office
• Problem solving & decision making
• The ability to use knowledge of specific sectors and the broader economy to make a judgment about specific credits

Outline of Main Duties / Responsibilities

• To exercise credit approval authority delegated from time to time to approve / recommend proposals for approval. Processing will include SME, Commercial and agriculture credit proposals for both conventional and Islamic banking related to region. Exercise of powers to be done while analyzing credit risk and assess obligors credit worthiness in conjunction with the collateral offered, and ensure compliance with Banks internal policies, procedures and SBP Prudential Regulations
• To manage a team of credit officers in the region
• To assist and support Credit Hub Head and Senior Credit Officer with credit review, assessment, and monitoring
• To liaison with different stakeholders like business, CAD, audit etc. at regional level to ensure smooth operations
• To ensure audit requirements and observations related to their own area are addressed (both internal and external) and implement measures to minimize recurrence and liaise with Head Office for handling audit observations
• To ensure all processes are completed within the specified turnaround time
• To monitor the credit portfolio for early warnings, maintain portfolio MIS, staff data and ensure its timely submission
• To train and develop the team maintaining high standards and appropriate succession planning
• To perform any other assignment as assigned by the supervisor(s)

Place of Posting: Multan

Assessment Interview(s)

Only shortlisted candidates strictly meeting the above-mentioned basic eligibility criteriawill be invited for panel interview(s).

Employment Type:

The employment will be on contractual basis for three years which may be renewed ondiscretion of the Management. Selected candidates will be offered compensationpackage and other benefits as per Banks Policy / rules.

Apply within 10 working days from the date of this job posting.

Applications received after due date will not be considered in any case. No TA / DA will be admissible for interview.

National Bank of Pakistan is an equal opportunity employer and welcomes applications from all qualified individuals, regardless of gender, religion, or disability.