Senior Trade Analyst- Global Transaction Banking (Mashreq Global Network)

Job Purpose
The primary objective of this role is to independently manage due diligence and transaction control activities under Open Account Trade, a critical function in ensuring robust deal-level diligence, transaction validation, and ongoing monitoring to support sustainable portfolio growth across Mashreq network.
This role covers all Open Account Trade products and also supporting broader Middle Office responsibilities including stakeholder coordination, and resolution of day-to-day operational and risk-related matters.
This role should will be responsible to lead digitization & process enhancement initiatives to further improve efficiency across Trade Product team

Key Result Areas:
Business & Sales Support
- Provide support to business on the Open Account Trade portfolio, with active and timely execution in the required due diligence, debtor addition and required reportings
- Act as a central coordination point between Trade Sales, Relationship Managers, Operations, and clients on to ensure required due diligence and debtor additions are performed diligently and timely
- KPI: 100% adherence to operational tasks as per Unit SOP
- Ensure proper and accurate digital storage of all verified documents KPI: 100% digital storage
- Maintain service levels by working closely with Operations, RM, and clients KPI: >95% service levels

Risk Support/ Due Diligence
- Complete proposals for facility changes, including buyer/seller additions and deletions KPI: 100% / minimum 30 per month
- Conduct due diligence and validation under Receivables Finance programs KPI: 100% / minimum 500 per mont
- Identify and highlight discrepancies, exceptions, and potential risks, ensuring timely escalation and follow-up

Client Experience, Efficiency & Digitization
- Enhance client experience and turnaround times through efficient handling of requests and coordination
- Work with Operations and Product teams to streamline workflows and improve efficiency
- Contribute to digitisation & process enhancement initiatives KPI: Evidenced improvements via operational feedback / case studies

Compliance & Governance
- Ensure adherence to all Bank policies, procedures, and regulatory guidelines KPI: 100% adherence
- Complete all mandatory trainings within required timelines KPI: 100% completion
- Support RCSA and internal control processes KPI: Pass rating with no material breaches


Knowledge, Skills and Experience
- Knowledge of all Government Related and functional processes.
- Minimum Graduation; preferably MBA / CA / CFA or equivalent
- 4–6 years’ experience in Trade Finance / Open Account Trade / Factoring / Middle Office
- Preferably certified in International Trade and/ or Factoring (FCI / FDA)
- Strong understanding of:
Trade cycle and financial analysis
Receivables Finance / Open Account structures
Account conduct and risk considerations
- Working knowledge of banking systems, processes, and products
- Familiarity with local regulations and UAE market practices
- Strong analytical, coordination, and problem-solving skills
- Ability to work independently and manage stakeholders effectively
- Good communication, presentation skills, and professional presence
- High integrity and ability to maintain independence from commercial pressures
- Proficient in the use of Microsoft applications in day to day to ensure disciplined and timely execution