Risk Analyst - Factoring

About Bobtail

Bobtail is dedicated to increasing happiness by eliminating inefficiencies in the supply chain. We envision a supply chain without friction, fraud, waste, and abuse where companies succeed based on the value they create.

We work in a unique way at Bobtail, where we value teams over individuals and encourage experimentation and iteration to constantly improve. Teams are given flexibility in working towards a shared purpose and given the freedom to decide how they will accomplish their goals.

If you are an out of the box thinker that takes a proactive approach in collaborating with others to solve problems and achieve your goals - we would love to talk to you.

The things we value:

• Mission
• Teams over individuals
• Collaboration
• Communication
• Iteration
• Experimentation and failing fast
• Initiative and solutions oriented approach
• Documentation
• Data
• Mental health and work life balance
• Diversity
• Transparency
  
  

You should apply if you have:

• Proficiency in SQL — must be comfortable writing queries and working with complex data.
• Strong analytical mindset with high attention to detail.
• Familiarity with dashboard tools (Looker, Tableau, Power BI, etc.).
• Clear, concise communication — especially written summaries and RCA documentation.
• Comfort working with large datasets in a fast-paced environment.
  
  

Nice to Have:

• Experience with Python for analysis or automation.
• Exposure to financial risk, trading operations, or futures.
• Internship or hands-on experience in risk, analytics, fintech, or lending.
• Prior experience in a tech startup — preferred for adaptability, ownership, and comfort with ambiguity.
  
  

You will be responsible for:

• Build and maintain dashboards tracking key risk indicators (KRIs) such as Days to Pay (DTP), Non-Payments and Claims.
• Monitor unusual patterns, including Spikes in DTPs, Surges in Non-Payments and High client concentration risks.
• Support root cause analysis (RCA) for fraud, losses, or exceptions using invoice-level data.
• Pull and analyze data to support case reviews and operational audits.
• Support creation of alerts based on real-time behavior shifts.
• Write and optimize SQL queries to extract risk-relevant datasets.
• Support data cleaning, transformation, and preparation for reporting or presentations.
• Create short, structured summaries of investigations.
• Document emerging patterns and risk scenarios.
  
  

Benefits

• Monthly Mental Break Day
• Paid Time Off
• Work from home (or wherever)
• Parental leave
  
  

Creating a diverse and inclusive workplace is Bobtail's nucleus. We are an equal opportunity employer and embrace people of different backgrounds, cultures, religions, national origins, races, colors, genders, gender expressions, sexual orientations, ages, marital status, veteran status, experiences, abilities and perspectives.