Relationship Officer - Deposit Banking

Mobilink Microfinance Bank Ltd
Full time Full day
Rawalpindi
Job Description

  • Responsibilities: Responsible for execution of customer acquisition process in order to build a healthy portfolio for liability growth and cross sell targets of the team.
  • Ensure to build up a CALSA / TD customer portfolio within agreed time period.
  • Ensure overall assigned portfolio targets are achieved product wise CALSA / SA / TD on weekly/monthly/quarterly and annual basis.
  • Take onboard Free Lancers / Brand Ambassador to make a deposit mobilization team of 25 head counts for retail deposit marketing.
  • Ensure targeted percentage of portfolio mix i.e. between CASA and Term Deposit is achieved.
  • Achieve fairly priced deposit to support retail deposit growth on the back of multiple accounts.
  • Establish and maintain good relationships with key potential clients, and develop these into successful, ongoing business relationships.
  • Ensure the objectives are met within Bank policies, procedures, strategies and maintain coordination with internal units of the branch.
  • Ensure deposit mobilization and NTB Account Opening run rate on daily basis.
  • Understand the problems and challenges of clients and seek help from RM/BM to better address those needs.
  • Seek opportunities to cross-sell or upsell to existing clients.
  • Monitor and assess the activities of our competitors to proactively satisfy and retain MMBL clients.
  • Provide excellent service to maintain a positive reputation for the business.
  • Resolve any customer complaints promptly and professionally.
  • Any task/ assignment assigned by Line Manager to be completed in efficient and effective manner.
  • Requirement: Hold a Bachelor’s degree from a reputable Institution in business administration, commerce, accounting, marketing, economics, finance or equivalent.
  • A good understanding of Deposit products and its workability. Must possess knowledge about CASA & bilinear fundamental to achieve CASA growth.
  • Preferably have a minimum of 1-year relevant work experience in sales, management, and operations experience within the retail/consumer banking or any other industry.
  • Fresh Graduates/Master’s degree holders of A Class Universities / Colleges having sales aptitude & passion
  • Essential Skills: Skilled in direct sales
  • Understanding of Customer behavior and distribution
  • Ability to work under pressure
  • Presentation skills
  • Customer focused
  • Socialization ability
  • Proficient in MS office
  • Self-motivated & career oriented
  • Ability to work in a team
  • Ability to work under pressure
  • Desired Skills: Knowledge of MMBL’s products/processes and policies.
  • Understanding of compliance and regulatory requirements for each of the products

Job Specifications

  • Academic Qualification: Bachelors, Preferably Masters
  • Area of Specialization: Deposit Banking
  • Computer Proficiency: N/A
  • Other Details/Skills:
  • Knowledge of MMBL’s products/processes and policies.
  • Understanding of compliance and regulatory requirements for each of the products

Job Locations:

  • Chaklala Scheme III Rawalpindi

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