Head of Credit Analysts, Corporate & Investment Banking Pakistan

Job Summary

Provide leadership reinforcing commitment to structure and strong business focus. Be the mentor to the team, guiding them on career planning and progression, building a highly motivated team

Key Responsibilities

• Assess a wide variety of counterparty, transaction, and general risk issues on a portfolio as well as client level basis by using both quantitative and qualitative skills. This will allow for early detection and remediation of broader level risk issues related to clients and assessing credit developments and trends at a country, regional and global level;
• In the course of credit and financial review, conduct credit intelligence to identify potential business opportunities with acceptable risk profile and relate the information to senior management for strategy discussions and cascading to respective coverage teams;
• Lead projects and coordinate sub-segment teams to ensure effective, disciplined, consistent and holistic approach to managing risk and maximizing business opportunities;
  
  

Credit Analysis (where applicable)

• Discussion of the dynamics and nature of the Client’s industry, competitive positioning, including key risk aspects;
• Discussion of management strength, experience and track record and corporate governance more broadly;
• Articulation of the Client’s strategy and an assessment of its clarity and associated execution risks;
• Assessment of funding strategy, financial policy, treasury activity (hedging, cash management) and liquidity;
• Assessment of balance sheet strength, alongside cash flow and profitability vulnerability, via ratio analysis and/or stress testing including a current / performance forecast expectation
  
  

Qualifications

Minimum of 10+ years’ relevant experience gained either in banking, treasury or accounting environment

About Standard Chartered

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together We

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term
  
  

What We Offer

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.