Senior Officer - Customer Life Cycle Management

Raqami Islamic Digital Bank


Date: 2 weeks ago
City: Karachi
Contract type: Full time

Job Title: Senior Officer – Customer Lifecycle Management

Department: Customer Experience


Job Overview

We are seeking a data-driven and customer-focused Senior Officer – Customer Lifecycle Management to lead the design, execution, and optimization of end-to-end customer lifecycle strategies. This role will be responsible for driving customer acquisition, engagement, retention, loyalty, and advocacy through data analytics, customer segmentation, personalized campaigns, and cross-functional collaboration. The ideal candidate will combine strong analytical skills with customer-centric thinking to deliver measurable improvements in customer experience and business growth.


Key Responsibilities

  • Develop and optimize customer lifecycle strategies across acquisition, onboarding, engagement, retention, and loyalty stages.
  • Analyze customer behavior, lifecycle metrics, and engagement data to identify growth opportunities and improvement areas.
  • Design and maintain customer segmentation models based on demographics, behavior, profitability, and engagement patterns.
  • Create customer personas and targeted engagement strategies to deliver personalized experiences.
  • Identify high-value, at-risk, and growth-potential customer segments and recommend tailored retention strategies.
  • Develop and execute customer campaigns based on lifecycle insights and segmentation frameworks.
  • Implement customer retention, loyalty, and win-back initiatives to maximize customer lifetime value.
  • Collaborate with Marketing, Product, Technology, Analytics, and Operations teams to deliver seamless customer journeys.
  • Utilize qualitative and quantitative research to understand customer needs and improve lifecycle performance.
  • Track and report on key customer lifecycle KPIs, campaign effectiveness, retention rates, and customer value metrics.


Experience Required

  • 3+ years of experience in Customer Lifecycle Management, CRM, Loyalty Programs, Customer Engagement, Marketing, Customer Insights, or Relationship Management.
  • Proven experience in customer segmentation, lifecycle optimization, campaign management, and retention programs.
  • Strong track record of improving customer satisfaction, loyalty, and retention outcomes.
  • Experience with CRM platforms, marketing automation tools, and customer analytics solutions.
  • Bachelor’s degree in Business Administration, Marketing, Data Science, Communications, Economics, or a related discipline.
  • MBA or Master’s degree preferred.


Skills & Competencies

  • Customer Lifecycle Management (CLM)
  • Customer Relationship Management (CRM)
  • Customer Segmentation & Personalization
  • Customer Retention & Churn Management
  • Loyalty Program Management
  • Customer Analytics & Insights
  • Campaign Management & Marketing Automation
  • Customer Lifetime Value (CLV) Analysis
  • Power BI, Tableau, and Advanced Excel


Raqami is committed to building a diverse, equitable, and inclusive workplace. We welcome applications from qualified candidates of all backgrounds and are dedicated to providing equal employment opportunities for all.

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